has been added to your Cart It furthers the University's objective of excellence in research, scholarship, and education by publishing worldwideFor full access to this pdf, sign in to an existing account, or purchase an annual subscription. © The Author 2018. . Investing in the US: The Ultimate Guide to US Real Estate Insane Success for Lazy People: How to Fulfill Your Dreams and Make Life an Adventure Directed by Purpose: How to Focus on Work That Matters, Ignore Distractions and Man... African American History: Slavery, Underground Railroad, People including Harriet T... Bulletproof Health and Fitness: Your Secret Key to High Achievement (Six Simple Ste... Making Business Connections That Count: The Gimmick-free Guide to Authentic Online ... 2 reviews. City of Debtors: A Centur... credit at reasonable prices” (1). Again and again, Americans have asked why the most fragile borrowers face the highest costs for access to the smallest loans. Since the rise of the small-sum lending industry in the 1890s, people on the lowest rungs of the economic ladder in the United States have been asked to pay the greatest price for credit.
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Fleming takes us to the only space on that continuum where marginal wage-earners could legally, albeit expensively, borrow money. She received her J.D., magna cum laude, … Anne Fleming is Associate Professor of Law at the Georgetown University Law Center. To protect low-wage workers in need of credit, reformers have repeatedly turned to law, only to face the vexing question of where to draw the line between necessary protection and overreaching paternalism.Fleming’s detailed work contributes to the broader and ongoing debate about the meaning of justice within capitalistic societies, by exploring the fault line in the landscape of capitalism where poverty, the welfare state, and consumer credit converge.Harvard University Press offices are located at 79 Garden Street, Cambridge, MA 02138 USA & Vernon House, 23 Sicilian Avenue, London WC1A 2QS UK City of Debtors . Select your address Then you can start reading Kindle books on your smartphone, tablet, or computer - no Kindle device required. Anne Fleming’s pathbreaking narrative of small-sum lending in New York City brings alive loan sharks, lenders seeking respectability, reformers, crusading lawyers, and the debtors themselves, all while focusing on a problem that plagues us to this day: the poor need money desperately, have little credit to obtain it, and thus are easy marks for exploitation. Your recently viewed items and featured recommendations New York might be an outlier in the twenty-first century, but at the turn of the twentieth century, when small-sum loans originated, every major thread was connected to the events and personalities of New York.Anne Fleming’s pathbreaking narrative of small-sum lending in New York City brings alive loan sharks, lenders seeking respectability, reformers, crusading lawyers, and the debtors themselves, all while focusing on a problem that plagues us to this day: the poor need money desperately, have little credit to obtain it, and thus are easy marks for exploitation.Loan sharks and banks reside on a single lending continuum. “You are the average of the five people you spend the most time with.” – Jim RohnAfter viewing product detail pages, look here to find an easy way to navigate back to pages you are interested in.After viewing product detail pages, look here to find an easy way to navigate back to pages you are interested in. Anne Fleming is an associate professor of law at Georgetown University and the author of "City of Debtors: A Century of Fringe Finance" (Harvard, 2018), about the rise and regulation of small-sum lending institutions in the United States over the twentieth century.
Again and again, Americans have asked why the most fragile borrowers face the highest costs for access to the smallest loans. The end of World War II did not mean the arrival of peace. . its riches. “Take care of your body. Your recently viewed items and featured recommendations If you originally registered with a username please use that to sign in. Lost and Found offers a new understanding of modern Japanese regionalism by revealing the tense Enabling JavaScript in your browser will allow you to experience all the features of our site. This tension is at the heart of Anne Fleming’s City of Debtors, a vivid, balanced, and careful book that examines a century of efforts by reformers, lenders, and activists to strike the right balance in protecting borrowers against predation by lenders while not excessively constraining the availability of small-dollar credit. EUR €27.00 This volume contains three rhetorical treatises dating probably from the reign of Diocletian (AD 285–312) In 2019, City of Debtors won the Ralph Gomory book prize from the Business History Conference and the best book award from the American College of Consumer Financial Services Lawyers.